Do you plan on traveling while pregnant? If so, you may be wondering if your travel insurance will cover pregnancy. If not, you should definitely read the fine print. Although pregnancy is a common cause of cancellation of a trip, credit card policies do not cover a woman’s delivery while overseas. You should thoroughly read the policy booklet to understand what it covers and if it is appropriate for you. You may also use the Find tool to search for policies that do cover pregnancy.
Do you have a pre-existing medical condition? If so, AmEx will not cover the expenses of emergency medical treatment abroad if you are pregnant. If you’re traveling during pregnancy, you can still get coverage, but only if you’ve been insured for at least 8 weeks. Also, the coverage will not pay for any pregnancy-related expenses if your pre-existing condition has affected your ability to travel.
While AmEx is a reputable company, its travel insurance policies fall short when it comes to pregnancy coverage. While the AmEx credit card benefits are sufficient, a standalone medical insurance policy can provide more comprehensive coverage. Although you can choose any coverage that suits your travel needs, the AMEX credit card does not offer emergency medical coverage. However, this is not a reason not to get coverage, especially if you’re expecting.